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MINUTES OF MEETINGS PUBLISHED AS APPROVED AT THE NEXT MEETING OF A.P.E.R.G.


05/10/2017

MINUTES OF THE REGULAR MEETING OF APERG FOR APRIL 12th, 2017

The meeting was called to order by President Pat Alexander at 12:30 p.m.

Officers present were President Pat Alexander, Vice President Mike Switzer, Secretary Dick Smith, Treasurer Bud Krause, Trustees Frank Carle, Fred Crandall and Jerry Veillet.

March 8th 2017 Minutes

Read by, Secretary Dick Smith approved as read.

Treasurers Report

Read by, Treasurer Bud Krause approved as read.

Paid membership stands at 167 with 16 gifts.

Old Business

Leroy Hendrickson will be our caterer once again for the upcoming July 12th picnic at Lester Park. We will do a mailing to the membership promoting the picnic in the near future.

We voted to maintain the cost of attending the picnic at $8 per person.

New Business

Dick Smith gave a report on the City of Duluth Labor Management Committee meeting at City Hall .

There was some discussion afterwards at our meeting as to member’s experiences at the local medical facilities.

Good and Welfare

The $5 door prizes winners were Andy Smigiel and Russ Anderson

The meeting was adjourned at 1:03 pm.

Respectfully Submitted,

Dick Smith, Secretary, Arrowhead Public Employees Retirement Group (APERG)


04/12/2917

MINUTES OF THE REGULAR MEETING OF APERG FOR MARCH 8th, 2017

The meeting was called to order by Secretary Dick Smith at 12:30 p.m.

Officers present were Vice President Mike Switzer, Secretary Dick Smith, Trustees Frank Carle, Fred Crandall and Jerry Veillet.

President Pat Alexander is home with the flu and Treasurer Bud Krause is on vacation.

February 8th 2017 Minutes

Read by, Secretary Dick Smith approved as read.

Treasurers Report

Read by, Secretary Dick Smith approved as read.

There were 2 February memberships bringing our total membership to 165.

Old Business

Dick Smith read an article from the PERA News explaining why they had reported that fiscal 2016 investment returns were low compared to current market conditions. The reason is that the fiscal 2016 year ended last June 30th and not last December 31st which was after the market rally. He also read an alert from the Duluth Police Department regarding a rash of vehicle thefts in Duluth and how vehicle owners can prevent this from happening to themselves.

New Business

Dick reported on the February 21st LMC Insurance meeting at City Hall and said that they discussed getting more retiree involvement in City wellness programs in the future.

There was some discussion about credit card transaction fraud and that a couple members or their spouses have had fraudulent transactions placed on their credit cards after visiting a restaurant and giving their card to the server to take to the cash register. An employee evidently was writing down the credit card numbers for use at an online store later or to sell online after the customer had left. We decided the best safeguard is to take your card to the register yourself or to pay cash.

Good and Welfare

The $5 door prizes winners were Russ Anderson and Dave Mattson.

The meeting was adjourned at 1:05pm

Respectfully Submitted,

Dick Smith, Secretary, Arrowhead Public Employees Retirement Group (APERG)


03/08/2017

MINUTES OF THE REGULAR MEETING OF APERG FOR FEBRUARY 8th, 2017

 The meeting was called to order by President Pat Alexander at 12:30 p.m.

Officers present were President Pat Alexander, Vice President Mike Switzer, Secretary Dick Smith, Treasurer Bud Krause and Trustees Frank Carle and Fred Crandall.

January 11th 2017 Minutes

Read by, Secretary Dick Smith approved as read.

Treasurers Report

Read by, Treasurer Bud Krause approved as read.

There were 11 January membership renewals bringing our total membership to 163.

Old Business

There was the usual discussion about medical billing and how you will sometimes get bills from several different medical associations or providers for the same doctor or hospital visit and how important it is to scrutinize the bills that you receive for errors. A younger family member may be of help in some situations.

New Business

Several members have had computer and phone hack attempts lately. We need to be vigilant with high tech to avoid becoming a victim of fraud.

Good and Welfare

The $5 door prizes winners were Andy Smigiel and Fred Crandall.

The meeting was adjourned at 1:10pm

Respectfully Submitted,

Dick Smith, Secretary, Arrowhead Public Employees Retirement Group (APERG)


02/08/2017

MINUTES OF THE REGULAR MEETING OF APERG FOR JANUARY 11th, 2017 

The meeting was called to order by President Pat Alexander at 12:30 p.m. 

Officers present were President Pat Alexander, Vice President Mike Switzer, Secretary Dick Smith, Treasurer Bud Krause and Trustees Frank Carle, Fred Crandall and Jerry Veillet. 

November 9th, 2016 Minutes 

Read by, Secretary Dick Smith approved as read. 

Treasurers Report 

Read by, Secretary Bud Krause approved as read. 

69 people signed up for the Christmas Party and 59 attended. 

There were 10 $10 door prizes awarded, the winners were:

       Frank Carle, Pat Carle, Jerry Veillet, Pat Turchi, Carol Griak, Richard Gillen,

 Bev Tulgren, Howard Tulgren, Mike Switzer and Dorothy Bohlmann.

 

As of yearend, there were 152 paid memberships. 

Old Business 

Frank Carle mentioned that the cost of his diabetic test strips keeps increasing. We suggested that he call around to the various pharmacies and compare prices. Since they are an over the counter item, the prices will vary. 

New Business 

We decided to once again have this year’s Christmas party at the American Legion Post next door to our meeting location. 

Good and Welfare 

Wes Berntson is a new member of our group. 

The $5 door prizes winners were Jerry Veillet and Fred Crandall.

The meeting was adjourned at 1:04pm

Respectfully Submitted,

Dick Smith, Secretary, Arrowhead Public Employees Retirement Group (APERG)


01/11/2017

MINUTES OF THE REGULAR MEETING OF APERG FOR NOVEMBER 9th, 2016 

The meeting was called to order by President Pat Alexander at 12:30 p.m. 

Officers present were President Pat Alexander, Vice-President Mike Switzer, Secretary Dick Smith, Treasurer Bud Krause, and Trustees Fred Crandall, Frank Carle and Jerry Veillet.  

October 12th, 2016 Minutes 

Read by, Secretary Dick Smith approved as read. 

Treasurers Report 

Read by Treasurer Bud Krause, approved as read. 

Old Business

Election of Officers and Nominations 

Pat Alexander for President

Mike Switzer for Vice-President

Dick Smith for Secretary

Bud Krause for Treasurer

Jerry Veillet for Trustee

All nominees for office were unopposed and so were elected unanimously by white ballot.  

New Business 

There was a lot of discussion about medical billing and medical insurance. City retirees with billing questions should contact the issuer of the medical bill first and then Health Partners if they still have questions. Employee Benefits at Human Resources may be of help also. 

There was also was some discussion about the Cadillac Plan Tax provision of the Affordable Care Act for retirees who are under age 65 and not yet on Medicare. 

Good and Welfare 

The $5 door prizes winners were Mike Switzer and Dale Mellesmoen. 

The meeting was adjourned at 1:17pm

Respectfully Submitted,

Dick Smith, Secretary, Arrowhead Public Employees Retirement Group (APERG)


11/09/2016

MINUTES OF THE REGULAR MEETING OF APERG FOR OCTOBER 12th, 2016

 The meeting was called to order by President Pat Alexander at 12:30 p.m.

Officers present were President Pat Alexander, Vice-President Mike Switzer, Secretary Dick Smith, Treasurer Bud Krause, and Trustees Fred Crandall and Jerry Veillet.

September 14th, 2016 Minutes

Read by, Secretary Dick Smith approved as read.

Treasurers Report

Read by Treasurer Bud Krause, approved as read.

Old Business

Dick Smith reminded everyone of the City of Duluth Health Fair at the DECC on November 2nd and to call City of Duluth HR or sign up online for the Biometric Screening to earn a $75 gift card from Health Partners.

We received our picnic permit for Lester Park for next July 12th.

New Business

Membership cards for 2017 have been printed and will be mailed out soon along with a letter announcing the next meeting’s vote for the slate of officers for 2017 along with notice of the Christmas party on December 14th at 12:00pm at the American Legion Post which is right next door.

Nominations for the Election of Officers

Jerry Veillet was nominated for Trustee for the next 3 years along with Pat Alexander for President, Mike Switzer for Vice-President, Dick Smith for Secretary and Bud Krause for Treasurer. Further nominations and voting to occur at the November 9th meeting.

Good and Welfare

The $5 door prizes winners were Pat Heaslip and Fred Crandall.

The meeting was adjourned at 12:56pm

Respectfully Submitted,

Dick Smith, Secretary, Arrowhead Public Employees Retirement Group (APERG)


10/12/2016

MINUTES OF THE REGULAR MEETING OF APERG FOR SEPTEMBER 14th, 2016 

The meeting was called to order by President Pat Alexander at 12:30 p.m. 

Officers present were President Pat Alexander, Vice-President Mike Switzer, Secretary Dick Smith, Treasurer Bud Krause, and Trustee Fred Crandall. 

June 8th, 2016 Minutes 

Read by, Secretary Dick Smith approved as read.

Treasurers Report

Read by Treasurer Bud Krause, approved as read.

Old Business

50 people had attended the July picnic at Lester Park.

New Business

We voted to have the July picnic at Lester Park again next year.

       Fred Crandall mentioned that property values have gone up considerably due to re-appraisals and zoning changes in St. Louis County and that our property taxes will increase as a result of this. Dick Smith said that he was told by his appraiser that the State of Minnesota had mandated that all the various taxing authorities update their records and re-appraise the property values in their districts.
       Bud Krause suggested that we send a letter to the Senior Federation asking them to oppose the property tax increases imposed on retirees and seniors on fixed income.

       A motion was made and approved that the President send a letter.

Good and Welfare

The $5 door prizes winners were Pat Heaslip and Jack Sojaka.

 The meeting was adjourned at 1:04pm.

Respectfully Submitted,

Dick Smith, Secretary, Arrowhead Public Employees Retirement Group (APERG)


9/14/2016

MINUTES OF THE REGULAR MEETING OF APERG FOR JUNE 8th, 2016 

The meeting was called to order by President Pat Alexander at 1:30 p.m.

Our meeting was suspended, so we could hear from State Representative Mary Murphy. 

        Mary said that in all her 40 years at the legislature, she has never seen a session such as 2016. Committees met as usual, but there was no urgency in getting anything accomplished. Funding decisions for shovel ready projects were put off until the last week of the session. The 2016 Bonding Bill was passed by the House at 11:40pm on the last day of voting even though House Members did not have a paper copy of it. The Senate amended the bill by adding more transportation funding at 11:45 pm and adjourned without passing it back to the House for approval. So the Bonding Bill was not passed on to the governor. The Tax Bill was passed by both Houses but was vetoed by the governor as there was an “and” that had been changed to an “or” that would could have cost the State coffers $100 million dollars instead of using gambling proceeds to pay for metro stadium costs, if the Tax Bill had been approved as it was now written. By pushing these bills to the very end of the session, people whose job it is to proof read these bills did not have sufficient time to get the job done.

       In summation the 2016 legislature had not accomplished very much. There are plans for a special legislative session in the future.  

We thanked Mary for her presentation. 

We resumed our meeting: 

Officers present were President Pat Alexander, Secretary Dick Smith, Treasurer Bud Krause, Trustees Frank Carle and Jerry Veillet. 

May 11th, 2016 Minutes 

Read by, Secretary Dick Smith approved as read. 

Treasurers Report 

Read by Treasurer Bud Krause, approved as read.

As of today 191 members have paid their dues for 2016. 

Old Business 

23 people have signed up for the APERG Picnic at Lester Park in July. 

This is our last meeting at Trinity Lodge, our next meeting in September will be at the Evergreen Senior Center. 

Good and Welfare 

The $5 door prizes winners were Rollie Royer and Dale Mellesmoen.

The meeting was adjourned at 2:14pm.

Respectfully Submitted,

Dick Smith, Secretary, Arrowhead Public Employees Retirement Group (APERG)


06/08/2016

MINUTES OF THE REGULAR MEETING OF APERG FOR MAY 11th, 2016

The meeting was called to order by President Pat Alexander at 1:30 p.m.

Officers present were President Pat Alexander, Secretary Dick Smith, Treasurer Bud Krause, Vice President Mike Switzer, Trustees Fred Crandall, Frank Carle and Jerry Veillet.

April 13th, 2016 Minutes

Read by, Secretary Dick Smith approved as read. 

Treasurers Report 

Read by Treasurer Bud Krause, approved as read.

There were 2 new memberships in March and April bringing the total to 190. 

Old Business 

The executive committee went to Evergreen Senior Center to see the facility and try out the noon meal. 

A motion was seconded and approved to pay the $24 for the meal expense of the committee. 

New Business 

A motion was seconded and approved to pay the annual $30 dues to the Senior Coalition for our group’s membership for the coming year. 

The executive committee gave a report on their visit to the Evergreen Senior Center. They liked the brightness, newness and cleanliness of the facility and found that the meal was quite adequate for lunch.  The meeting room rental is $20 and would be free if 5 meals are purchased for $20. Meals need to be reserved by calling in a day in advance of the meeting. Lunch is served at 11:30 and the room is available all afternoon.

A motion was seconded and approved to move our meeting location starting in September the 14th. to the Evergreen Senior Center with the meeting time moved up to 12:30pm.

Pat Alexander will compose a letter to be mailed out the membership as to the new meeting location and time change for next fall along with notification of the July picnic in Lester Park.

A motion was seconded and approved for Pat Alexander to send a letter to Trinity Masonic Lodge to notify them that we will no longer be using their facility after the June meeting.

Frank Carle had a question as to why his diabetic test strips went up in price from $90 to $120. Dick Smith said that prices can be changed at any time and that Frank should call Health Partners and see if he could get them cheaper from the online pharmacy instead of locally.

Good and Welfare

Paul Modeen’s wife Patricia age 68 passed on April 30th

The $5 door prizes winners were Lynn Korhonen and Julien Berntson.

The meeting was adjourned at 2:13pm.

Respectfully Submitted,

Dick Smith, Secretary, Arrowhead Public Employees Retirement Group (APERG)


5/11/2016

MINUTES OF THE REGULAR MEETING OF APERG FOR APRIL 13th, 2016

 The meeting was called to order by President Pat Alexander at 1:30 p.m.

 Officers present were President Pat Alexander, Secretary Dick Smith, Treasurer Bud Krause, Trustees Fred Crandall and Jerry Veillet.

 March 9th, 2016 Minutes

 Read by, Secretary Dick Smith approved as read.

 Treasurers Report

 Read by Treasurer Bud Krause, approved as read.

 Old Business

 Pat and Sharon Alexander checked out the Lester Park picnic location and thought that it would work out fine. The picnic shelter is a little smaller than Chambers Grove but large enough for our group.

 Pat said that our caterer that we had for the last Christmas party is available to do our July picnic for a minimum of 30 people instead of 50 that the caterer for last years canceled picnic required.

 We discussed the menu for the July picnic and decided on hamburgers and brats as we have had on the menu at previous picnics.

 We voted to look into going to the American Legion for the Christmas party as our caterer from the American Club now works out of the Legion Club.

 Bud Krause said that we could have our monthly meetings at the Evergreen Senior Center for $20 per month or for free if members eat there.

 We voted to have the executive committee meet at Evergreen for lunch at 11:15 on May 11th to check out that location as a possible meeting site and report back to our 1:30 meeting that same day at Trinity Lodge.

 Dick Smith read a report to the group from the National Institute of Retirement Security as to Women more likely to be impoverished during retirement then men as they are more likely to have had lower pay during their working life and have worked less years due to child rearing and so have less money set aside in retirement accounts.

 Good and Welfare

 The $5 door prizes winners were Marion Braff and Lynn Korhonen.

The meeting was adjourned at 2:10pm.

Respectfully Submitted,

Dick Smith, Secretary, Arrowhead Public Employees Retirement Group (APERG)


4/13/2016

MINUTES OF THE REGULAR MEETING OF APERG FOR MARCH 9th, 2016

 The meeting was called to order by President Pat Alexander at 1:30 p.m.

 Officers present were President Pat Alexander, Vice President Mike Switzer, Secretary Dick Smith, Treasurer Bud Krause, Trustees Fred Crandall, Frank Carle and Jerry Veillet.

 February 10th, 2016 Minutes

 Read by, Secretary Dick Smith approved as read.

 Treasurers Report

 Read by Treasurer Bud Krause, approved as read.

As of February 29th.  188 members have paid their dues for 2016.

 Old Business

 In searching for a new July picnic location, Chester Park was suggested. Dick Smith was notified by the parks office that Chester Park does not have a picnic shelter.

 Minnesota PERA now has a new Executive Director. Doug Anderson has replaced Mary Most-Vanek. Previously, Doug Anderson has worked for 28 years as an actuary for PERA.

 Dick Smith brought along some charts from the PERA website that showed that with the new financial assumption of an annual 8% gain that the PERA General Fund is considered only 77% funded while MSRS is 84% funded.

Some pension statistics. Average monthly pensions, PERA $1100, MSRS $1600 and TRA is 2200. Most TRA participants do not receive Social Security payments.

Dick Smith reported on the February meeting of the City’s LMC (labor management committee). Dental insurance payments are up, but nothing of major concern.

Committees

There was discussion again as to changing our meeting location and we have decided that if there is a change that our first meeting in September be at the new location. We will have a mailing prior to September if we change sites.

We voted for Lester Park as the location for the July picnic. Dick Smith will contact the City Parks and Rec for a reservation.

We are considering a new caterer for both the picnic and the holiday party as the current caterer seems to be closing his business.

Good and Welfare

The $5 door prizes winners were Mike Switzer and Jerry Veillet.

The meeting was adjourned at 2:00pm.

Respectfully Submitted,

Dick Smith, Secretary, Arrowhead Public Employees Retirement Group (APERG)


03/09/2016

MINUTES OF THE REGULAR MEETING OF APERG FEBRUARY 10th, 2016

 The meeting was called to order by President Pat Alexander at 1:27 p.m. 

Officers present were President Pat Alexander, Vice President Mike Switzer, Secretary Dick Smith and Trustees, Frank Carle and Jerry Veillet. Treasurer Bud Krause was absent. 

January 13th, 2016 Minutes

Read by, Secretary Dick Smith approved as read.

Treasurers Report

Read by, Secretary Dick Smith approved as read.

As of January 31st, 186 members have paid their dues for 2016.

Old Business

     The Minnesota PERA board has decided to put off until next year any request to the Minnesota Legislature for an increase in employer/employee payments into the PERA retirement funds and the date that the plan is to be considered fully funded due to an increase in the longevity of recipients. 

     Due to ongoing flood damage repair at Chambers Grove Park, we are not able to have our July picnic there. I checked with the Parks office and they suggested going to Lester Park. They have a pavilion similar to Chambers Grove. I was told a $50 reservation would be needed to guarantee Lester Park. 

    Jerry Veillet asked about use of the pavilion at the Lake Superior Zoo. Dick Smith said that they charge $200 for 2 hours and are independent from City Parks.

 Several other locations were suggested, and we decided to put off a decision until later.

 New Business

 There was some discussion as to moving our meetings to a new location.

 Good and Welfare

 The $5 door prizes winners were Jerry Veillet and Mike Switzer.

The meeting was adjourned at 1:57 pm.

Respectfully Submitted,

Dick Smith, Secretary, Arrowhead Public Employees Retirement Group (APERG)


02/10/2016

MINUTES OF THE REGULAR MEETING OF APERG JANUARY 13th, 2016

The meeting was called to order by President Pat Alexander at 1:30 p.m.


     Officers present were President Pat Alexander, Vice Present Treasurer Mike
Switzer, Bud Krause, Secretary Dick Smith and Trustees, Frank Carle and
Jerry Veillet.

November 11th, 2015 Minutes

Read by, Secretary Dick Smith approved as read.

Treasurers Report

Read by Treasurer Bud Krause, approved as read.

As of the end of 2015, 180 members have paid their dues for 2016.

Old Business

56 people had signed up for the Christmas party and 50 attended.

New Business

     Mike Switzer gave a report on the City’s change in Cobra providers from TASC
to Eide Bailly which has been renamed to 121 Benefits. Mike had both TASC
and 121 take out money from his account in January and he asked TASC to
return what they took out as they are no longer the provider.

    Dick Smith said that he volunteered to take over for Marty Mehling as the
retiree representative at the City of Duluth Health Insurance Sub-Committee.
He plans to attend the meeting next week.

     Some retirees not on Medicare have discovered that when they went to the
pharmacy, that they needed to bring their Health Partners membership card.
They no longer are members of Clearscript which ended at the end of 2015.

     There were several questions on the $25 Silver and Fit health club
memberships as to what health clubs were available and how to join.

Good and Welfare

The $5 door prizes winners were Walt Peterson and Mike Switzer.

The meeting was adjourned at 1:55 pm.

Respectfully Submitted,

Dick Smith, Secretary, Arrowhead Public Employees Retirement Group (APERG)


01/13/2016

MINUTES OF THE REGULAR MEETING OF APERG NOVEMBER 11th, 2015 

The meeting was called to order by President Pat Alexander at 1:30 p.m. 

Officers present were President Pat Alexander, Treasurer Bud Krause, Secretary Dick Smith and Trustees, Frank Carle and Jerry Veillet. 

October 14th, 2015 Minutes 

Read by, Secretary Dick Smith approved as read. 

Treasurers Report 

Read by Treasurer Bud Krause, approved as read.

There are 90 paid 2016 memberships with 9 gift donations to date. 

20 members have signed up and paid for the Christmas party. 

Election of Officers and Nominations 

Pat Alexander for President

Mike Switzer for Vice-President

Dick Smith for Secretary

Bud Krause for Treasurer

Fred Crandall for Trustee

 

 All nominees for office were unopposed and so were elected unanimously by white ballot.  

Old Business 

Reporting on the City of Duluth Health Fair: 

Bud Krause was at the 8:30am meeting. He said that Health Partners is offering a discounted service where for $9 you can call by phone 24/7 to a healthcare professional and get help with medical issues and possibly a drug prescription sent to a pharmacy. 

Dick Smith was at the noon meeting. He said that they went over the meanings of terms used in “Explanation of Benefits or EOBs” that we all get in the mail. 

Also: 

Retirees who live outside Minnesota or Western Wisconsin are not eligible to apply for the $25 Silver and Fit annual health club membership as they are in a National Health Partners plan which does not participate. 

Anyone on the ClearScript drug plan such as active employees or retirees and dependents of retirees under 65 are being moved over to the Health Partners drug plan in 2016. No drug plan changes in 2016 for retirees under Medicare. 

Anyone who is paying into Cobra is being moved to a new provider in 2016. 

The APERG Christmas Party is December 9th at the All American Club. Admission is $10 per person in advance.

 Good and Welfare 

The $5 door prizes winners were Walt Peterson and Frank Carle. 

The meeting was adjourned at 1:50pm.

Respectfully Submitted,

Dick Smith, Secretary, Arrowhead Public Employees Retirement Group (APERG)


COMPUTER ARCHIVED MINUTES FROM 2009 THROUGH 2015 WILL BE MADE AVAILABLE BY REQUEST TO THE SECRETARY OF APERG.

APERG "Arrowhead Public Employee Retirees Group"